R'I Toledo explains that this statement isn't only referring to a monetary loan but it also includes taking any favor from someone else. When someone helps you out in some way you should make sure to pay them back by showing gratitude and praising their actions and of course returning the favor if the opportunity arises.

If we would be more careful about showing gratitude it will help us from getting upset with people. Many times we may become upset with a spouse, child, friend or co-worker and we think how could they do XY or Z? If we just think for a minute about all of the wonderful things they have done to help us in the past in so many different ways it will be easy to cope with the situation.